WIP CEU Webinar Series: SSI Living Arrangements and In-Kind Support and Maintenance (ISM): In Case Your Life Isn’t Already Complicated Enough


Here’s the simple part:  SSI is intended to help a person pay for food and shelter.  Generally, to receive up to the maximum SSI benefit, an adult beneficiary must pay for their own food and shelter.  If another party provides the person with free or reduced-cost food or shelter, the amount of SSI the person receives will be reduced.


Here’s the complicated part:  Everything else.  The details about how SSA evaluates a person’s living arrangements and whether food or shelter they receive will cause their SSI to be reduced are mind-boggling.  This webinar explains the rules so you can help SSI recipients minimize the impact of food and shelter they receive on their SSI payments.


The training covers:


·      How “in-kind support and maintenance (ISM)” – free or reduced-cost food or shelter received from another party - affects SSI payments

·      When SSA uses the “value of the third reduction (VTR)” and when they use the “presumed maximum value (PMV)” to determine the reduction in SSI from food or shelter a person receives

·      The impact a person’s type of living arrangement has on ISM

·      When food or shelter from another party does NOT count as ISM

·      Which expenses count as “shelter”

·      Rental assistance, energy assistance and ISM

·      Using loans of food and shelter to maximize SSI payments

·      When ISM and deeming may apply at the same time

·      How family members can supplement a SSI beneficiary’s income without reducing their SSI payments, by contributing to ABLE accounts or making “third party payments”