WIP CEU Webinar Series: SSDI and Transition to Retirement: The Benefits of Aging


July 9 2024 1-3pm ET

The actor Bette Davis famously said, “Old age ain’t no place for sissies”.  Yet there’s one silver lining about growing old that even Bette would have appreciated.  When a SSDI beneficiary reaches full retirement age, their SSDI is switched to a Retirement Insurance Benefit (RIB), they no longer have an earnings limit and they don’t have to endure medical reviews.  That much is pretty simple and beneficial.


But the details about transitioning to retirement can get complex.  First of all, full retirement age is different for different people, depending on their birth year.  Second, some people who work may be better off getting their Retirement Insurance Benefit before full retirement age (early RIB).  Third, some of those people may be “simultaneously entitled” to SSDI and early RIB, which gives them some advantages.  And fourth, simultaneously entitled people may switch back and forth between SSDI and early RIB, depending on their circumstances.


This webinar addresses the details, including:


·      How to determine a person’s full retirement age

·      Transitioning from SSDI to RIB at full retirement age

·      When it may be advantageous to file for early RIB, and when it’s better to stick with SSDI

·      How to be simultaneously entitled to SSDI and early RIB, and the benefits of simultaneous entitlement

·      When a simultaneously entitled person may benefit from switching back and forth between SSDI and early RIB

·      The impact on Medicare of transitioning from SSDI to RIB or early RIB

·      The role of a Work Incentive Practitioner in the transition from SSDI to RIB or early RIB